Mortgage Broker in Clairemont, San Diego

Why Clairemont Buyers Choose Keypath Mortgage

Keypath Mortgage is headquartered in the Clairemont neighborhood of San Diego (92117). We work with buyers and homeowners across Clairemont Mesa East, Clairemont Mesa West, North Clairemont, and Bay Ho, plus the surrounding zip codes (92110, 92111, 92117). As an independent broker, we are not tied to any single bank — we shop wholesale lenders to find the right loan for your situation.

Clairemont Market Snapshot

Clairemont sits in central San Diego, north of Mission Bay and west of Kearny Mesa. The neighborhood has a mix of mid-century single-family homes (many from the 1950s and 60s), townhomes, and condos. Median home prices in Clairemont have historically tracked San Diego County averages, though 92117 commands a premium for its central location and proximity to beaches.

Loan Programs for Clairemont Buyers

VA Loans

$0 down for veterans and active-duty service members. 2026 VA loan limit: no cap with full entitlement; $1,104,000 with partial entitlement in San Diego County. Learn more about VA loans.

FHA Loans

3.5% down with credit scores 580+. 2026 FHA loan limit in San Diego County: $832,750 baseline / $1,104,000 high-balance — covers most Clairemont homes. Learn more about FHA loans.

Conventional Loans

3% to 20% down. 2026 conforming loan limit: $832,750 baseline / $1,104,000 high-balance. Learn more about conventional loans.

HELOC for Clairemont Homeowners

Tap your equity for renovations, debt consolidation, or major expenses. Many Clairemont homeowners have substantial equity from years of appreciation. Learn more about HELOCs.

Refinance and Cash-Out Refinance

If you bought between 2022 and 2024, you may benefit from refinancing. Standard refinance or cash-out refinance.

Visit Our Clairemont Office

Keypath Mortgage
4901 Morena Blvd Suite 129
San Diego, CA 92117
(619) 900-6614
dave@vnmloan.com