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Live National Data
These national averages refresh automatically each business day. Switch tabs to see averages by credit score and loan-to-value, or the 30-day trend for each program.
Source: Optimal Blue Mortgage Market Indices, Optimal Blue, LLC. National averages are not a quote and not a commitment to lend. Your rate depends on credit score, loan amount, property type and occupancy. Get a personalized rate quote.
Principal and interest only. The rate column reflects national averages as of August 28, 2026 — see the live indices above for today’s values.
| Product | Rate | 30-Day Low | 30-Day High | Mo. Payment* | Trend |
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*Monthly payment is principal and interest only, based on the selected loan amount. Rates shown are national averages from the Optimal Blue Mortgage Market Indices, Optimal Blue, LLC, as of August 28, 2026. They are not a quote and not a commitment to lend. Request a personalized quote for your actual rate.
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